If you have some sort financially sound bone in your body, then you most likely have some sort of money market account opened. They allow you the ease of still making some interest on money, while not having the worry about locking in that amount for long periods of time.

Most money market accounts either have one set interest rate or will vary depending on the value of the account; however, they rarely ever head above 3%.

Now M&T Bank is introducing their M&T Bank eMoney Market Account. As long as you are able to spare the minimum balance of $1, owners will be able to enjoy an interest rate of 3.25%. There are no monthly fees, they are FDIC insured, and you have 24/7 access to your money.

You are allowed 4 withdrawals per month, with a $1 penalty for each one after; on the other hand, you shouldn’t be taking out money so many times from your savings in one month.

If you have spent any time on the internet, then you probably know all about the different “wiki” floating around. Basically you take a topic or subject and then users can edit and add to the page of that topic. Now some people have given the financial sector a try.

Wikinvest allows users to edit interactive charts of different companies. For example, if Apple (APPL) recently saw a run upwards and you know why, then you can add it to the chart for everybody to see.

Be careful of believing everything you read though, as most of the comments will come from people of all sorts of investing background; nonetheless, it is always interesting to see other people’s take on things.

Other than stocks, contributors can also add ideas to different concepts such as: rising oil prices, credit crunch, or subprime.

I was lucky enough to score a review copy of Profit from the Peak - The end of oil and the greatest investment event of the century by Brian Hicks and Chris Nelder.

The book can be summarized in a few words: oil has peaked and we are all doomed.

Ok, so maybe that is a little harsh, but that is point the authors are trying to get across. It is not all gloomy. The main concept of the book is teaching readers how they can profit from the peaking of the oil, hence the book title.

What type of alternative energy sources are on the rise and where can you find locally generated energy? Profit from the Peak tries to clue investors in.

The books starts out clearly stating the problem:

Peaking [oil production] will result in dramatically higher oil prices, which will cause protracted economic hardship in the United States and the world.

There are always those that just can’t get enough information. Those people that want to know everything about a certain subject. Then there are those that follow the “need to know basis.” If they have to find something out, then they want that nice resource they can fall back on.

So when Money.co.uk asked me to review their portal, it seemed like a perfect opportunity.

Bring in Money.co.uk

Money.co.uk is a free, online comparison service allowing customers to compare a range of personal finance products and utility services. Our objective is to present information in a simple format, enabling initial comparisons to be made ‘at a glance’ so that customers can make informed financial decisions.

At its really simplified core, oDesk, helps match professionals with freelancers. I mentioned a couple days back about becoming a virtual assistant. Well another plus of this occupation is that you don’t even have to be in the same city, state, or country, and ODesk helps pair the two parties.

Essentially jobs range from web design to IT consulting to creating presentations. Labor is paid for by the hour or at a fixed price, with everything being easily documented so its pain-free to use and monitor. ODesk takes a nice 10% fee of course.

In order to ensure qualified and competent work, the labor must take an aptitude test in fields they would like to work on. After all who would hire some random person online without feeling confident they could get the job done. Some of the test include: Ajax, CSS, .Net, DHTML , ASP, and even a new Facebook test.